• Small Business (2-50)
• Medium and Large Business (51+)
• Individual and Family
• Sole Proprietor
• Plans At a Glance
• GHI Medicare Programs
• Family Health Plus
• Pharmacy Plan
• Dental Plans
• 9/11 Program

GHI's PPO Plans for Sole Proprietors

GHI's Preferred Provider Organization (PPO) plans, available to small businesses throughout New York State, offer a choice of health care within GHI's tri-state network of 142,000-provider locations at a deeply discounted rate, or outside our network at a higher rate. You don't have to select a primary care physician, and you don't have to get a referral from your doctor to see a specialist in the network.

GHI's PPO plans include:
GHI PPO
GHI PPO Share

The choices you want, the benefits you need

The GHI PPO program makes it easy for members to use their benefits, while meeting their need for quality, affordable health care, with a wide spectrum of medical, hospital and prescription drug benefits. As a special program feature, group members have access to the GHI Employee Assistance Program (EAP).

Made-to-order savings

Competitive cost-saving options make it easy for groups to get the right coverage at the right price. Two- and four-tier rate options are available and guaranteed for a full year.

Drug plans

Prescription drug coverage is a feature of the GHI PPO plans. You can choose from one of many plans, with multiple copayment options.

Convenience

There are no claim forms to file when members see participating providers. And with 24/7 customer service, members enjoy "anytime anywhere" access to provider, eligibility, claims status and benefits information at GHI's Web site, or by calling our automated phone system, the GHI AnswerLine.

Incentives to stay healthy

Through the GHI Good Health Incentives^SM Program*, we offer PPO members a wide variety of cost-saving, health-related programs. Members can receive discounts on:

• Vision exams, lenses and frames
• Weight-loss programs
• Laser Vision surgery
• Massage therapy
• Fitness-center memberships
• Hearing aids
• Acupuncture therapy
• Prescription drugs

Quality coverage from an experienced carrier

GHI is a statewide not-for-profit health insurer serving New Yorkers since 1937. Consistently outstanding service has earned us accreditation by URAC in Health Utilization Management.

* GHI cannot ensure that a particular vendor will remain in the program. These programs are not insured by GHI.