HIPaccess I Plan: Offers referral-free choices.
The HIPaccess I plan is a referral-free health plan with features beyond a traditional HMO plan. Members can see specialists without a referral from their Primary Care Physician (PCP). Members select a PCP to handle their basic health care, but they can visit specialists on their own or with the help of their PCP, whichever they prefer.
Features of the HIPaccess I plan include:
Referral-free plan.
Little or no paperwork.
In-network coverage only.
The HIPaccess I plan is offered through the Prime network and the expanded Premium network. Choose the network option that works best for your organization.
You can also customize a plan to fit your group's needs by choosing from a wide range of cost-sharing options and benefit riders.
HIPaccess I Details
Services
in-network
Office Visits
Copayment
Office visits and diagnostic copay
for dependent children
Copayment
Annual Physical Check-up
No Copayment for Preventive Care Services Provided During Annual Physical Exam
Preventive Mammography, Pap Smear, Prostate Screening
No Copayment
Well-Baby and Well-Child Care
No Copayment
Inpatient Hospital Services
Copayment
Skilled Nursing Facility Care
No Copayment
May be subject to maximum number of days per calendar year
Hospice Care - Inpatient and Outpatient
No Copayment
Subject to maximum number
of days
Ambulatory Surgery Facility
Copayment
Home Health Care
Copayment
Subject to maximum number of visits per calendar year
Chiropractic Care
Copayment
Diagnostic Lab
Provider’s office: Included in
office copayment
Outpatient facility: No copayment
Diagnostic Radiology
Provider’s office: Included in
office copayment
Outpatient facility: No copayment
Emergency Room Facility
Copayment
Inpatient Mental Health Care
Copayment
Unlimited
Outpatient Mental Health Care
Copayment
Unlimited
Inpatient Substance Use Disorder
Copayment
Unlimited
Outpatient Substance Use Disorder
Copayment
Unlimited
Vision Exam, Frames And
Lenses For Children
Refractive eye exam: Copayment
Eyeglasses: Copayment
Subject to coverage period (number of months)
Prescription Drugs
Copayment
1 Some services are subject to prior approval.
2 EmblemHealth participating providers are contracted to provide care to our members; they are not employees, agents, servants or representatives of EmblemHealth.
3 This summary is provided for information only; it does not contain complete details of the Plan which are available only in the Contract or Certificate of Coverage and Schedule of Benefits, and it does not constitute an Agreement.