HIP HMO Direct Pay Governor’s Bill is a New York State mandated Health Maintenance Organization (HMO) program marketed and sold only to the direct pay population. Direct Pay members are those who purchase a policy directly with HIP, rather than purchasing it through an employer group. Members in the HIP HMO Direct Pay Governor’s Bill plan are required to select an in-network primary care physician (PCP) who provides and/or coordinates the member's care. The HIP HMO Direct Pay Governor’s Bill plan offers in-network coverage only.