Individual and Family Plans - Plans At A Glance



Here's an at-a-glance look at all of GHI's plans for Individuals and Families. You can compare several of these plans. Just check the "Compare" box beside the ones that interest you, then click on "Compare Selected Plans".

PPO Plans



PPO Plans Overview

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GHI Alliance 365 Day Hospital-Only

  • Inpatient and outpatient hospital benefits program
  • In-network coverage in most New York hospitals
  • Coverage for most out-of-network hospital services
  • Coverage for most hospital facility charges
  • No deductible or coinsurance
  • Open enrollment; available any time to New York State residents
  • Coverage across all of New York State
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    GHI Alliance Value Plan

  • Basic hospital, medical and prescription drug coverage
  • In-network coverage in our PPO network of over 98,000 provider locations
  • Coverage for out-of-network services
  • No gatekeepers or referrals required
  • Several cost-saving options available
  • Open enrollment; open any time to New York state residents
  • Coverage across all of New York state
  • EPO Plans



    EPO Plans Overview

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    Healthy NY EPO

  • Complete hospital, medical and prescription drug coverage
  • In-network coverage in our Tri-state network of over 142,000 provider locations in New York counties
  • No gatekeepers, no referrals required
  • Available for uninsured small businesses, sole proprietors and individuals
  • Coverage for: Bronx, Kings (Brooklyn), Nassau, New York, Queens, Richmond, Rockland, Suffolk and Westchester.
  • See Qualification Requirements
  • See if you are eligible for Healthy NY productions with this handy eligibility screener.
  • HMO Plans



    HMO Plans Overview

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    Direct Pay HMO

  • Complete hospital, medical and prescription drug coverage.
  • Coverage in our HMO network of over 44,000 provider locations in 28 NY counties
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    Direct Pay HMO POS

  • Complete hospital, medical and prescription drug coverage
  • HMO network of over 44,000 provider locations
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    Healthy NY HMO

  • Complete hospital, medical and prescription drug coverage
  • Coverage in our HMO network of close to 44,000 provider locations in 28 New York counties
  • Available for uninsured small businesses, sole proprietors and individuals
  • Coverage for: Albany, Bronx, Broome, Columbia, Delaware, Dutchess, Fulton, Greene, Kings (Brooklyn), Montgomery, Nassau, New York (Manhattan), Orange, Otsego, Putnam, Queens, Rensselaer, Richmond, Rockland, Saratoga, Schenectady, Schoharie, Suffolk, Sullivan, Ulster, Warren, Washington and Westchester
  • See Qualification Requirements
  • See if you are eligible for Healthy NY productions with this handy eligibility screener.
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