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GHI Alliance 365 Day Hospital-Only - Plan Details

 

GHI Alliance 365 Day Hospital-Only


Inpatient Hospital Services*In NetworkOut of Network
Hospital CoverageCovered in fullBase Hospital Coverage: Up to 100% of allowed charge
Skilled NursingNot coveredNot covered
Maternity and Routine Nursery CareCovered in fullBase Hospital Coverage
Hospice CareCovered in full - 210 days per lifetimeBase Hospital Coverage
Outpatient Hospital Services*In NetworkOut of Network
Ambulatory SurgeryCovered in fullBase Hospital Coverage
Home Health CareCovered in full - 40 visits per yearBase Hospital Coverage
Medical ServicesIn NetworkOut of Network
Home and Office VisitsNot CoveredNot Covered
Annual Physical Check-upNot CoveredNot Covered
OB/GYN preventive 2 visitsNot CoveredNot Covered
Allergy CareNot CoveredNot Covered
Chiropractic CareNot CoveredNot Covered
Physical Therapy, Osteopathic Manipulation, Occupational TherapyNot CoveredNot Covered
Routine Podiatric CareNot CoveredNot Covered
Speech TherapyNot CoveredNot Covered
Well-baby and Well-child Care up to Age 19Not CoveredNot Covered
Lab and Radiology ServicesIn NetworkOut of Network
Diagnostic Lab Tests and Radiology ProceduresOutpatient Referred Ambulatory Care: laboratory tests,PT, diagnostic X-rays and radiation therapy and chemotherapy: Covered in fullOutpatient Referred Ambulatory Care: Base Hospital Coverage
Emergency ServicesIn NetworkOut of Network
ER Professional ChargeNot CoveredNot Covered
Emergency Facility Charge (Waived if Admitted)$50 copay$50 copay
Mental Health and Chemical Dependency Services*In NetworkOut of Network
Inpatient Mental HealthCovered in full - 30 days per yearNot Covered
Inpatient Chemical Dependency Treatment (Detoxification)Covered in full - 5 days per yearNot Covered
Chemical Dependency Treatment (Rehabilitation)Not CoveredNot Covered
Outpatient Chemical Dependency TreatmentCovered in full - 60 visits per yearBase Hospital Coverage
Outpatient Mental HealthNot CoveredNot Covered
*Services may be subject to Precertification or Pre-authorization.

The benefits described here are only brief highlights of the coverage available. Some benefits may have calendar year limits and/or maximums. The terms, limitations, conditions, and exclusions of the insurance contract and certificate will govern.